Qatar’s Islamic banking sector grows rapidly.

Dubai: The Qatari government’s strategy to make the country a centre for Islamic banking is succeeding, according to a report published by Standard & Poor’s Ratings Services.

Titled “Qatar’s Islamic Banks Are On A Fast Track To Growth,” the report highlights that a surge in the demand for local credit to finance government infrastructure and investment projects has made Qatar’s Islamic banking system the fastest-growing in the world.

“The total balance sheet of Qatar’s Islamic banks was $54 billion (Dh198 billion) as of year-end 2012,” said Standard & Poor’s credit analyst Timucin Engin. “Assuming that the Islamic banks grow by an average of 15 per cent over the next five years — which is significantly lower than the previous five-year average of 35 per cent we could see their asset base exceeding $100 billion by 2017.

“This would make Qatar’s Islamic banking market the third-largest in the Gulf region, after Saudi Arabia and the UAE,” added Engin.

Like other countries in the Gulf region, Qatar’s debt capital markets are at a nascent stage and the bulk of its credit generation derives from bank lending.

It is therefore the Qatari government’s large infrastructure and investment projects that enabled the country’s domestic credit to grow at a compound average rate of 30.9 per cent between 2006 and 2012.

Administrative delays with certain projects led to a visible slowdown in lending in the first half of 2013, but we expect credit growth to reaccelerate in 2014, when major infrastructure projects start in preparation for Qatar hosting the 2022 World Cup. We believe this will bolster the domestic demand for credit in the country and support the lending activities of its Islamic banks.

However, rating agency questions whether the Qatari Islamic banks can sustain their rapid growth over the long term, once the government infrastructure projects slow down. This is because, with a total population of less than two million, Qatar’s bankable population is limited. Moreover, expatriates and foreign workers represent a predominant portion of this figure, and tend to have relatively limited assets in the Qatari banking system.

“We believe this may eventually lead the Islamic banks to look at overseas expansion. Over the past 12-18 months, we have seen some of Qatar’s most active conventional banks acquiring banking assets in other regional markets, notably Turkey and Egypt. We see a possibility of Qatar’s Islamic banks taking a similar approach in the long term, once the country’s credit growth has slowed,” said Engin.

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live-business-news: Ultimate Immortal that is God Almighty.: "And I tally choson you, so listen to that which is inspired to you.  Verily, I am God! There is none estimable of love but I, so love...

Ultimate Immortal that is God Almighty.

"And I tally choson you, so listen to that which is inspired to you.  Verily, I am God! There is none estimable of love but I, so love Me and supply appeal dead for My anamnesis." (Surah Taha; Poetise No 13-14) The Globe's cosmos and all that lies within is a demonstration of our Creator's Omnipresence. What we do not see is that our aim is not exclusive to sustain everything acquaint in our surroundings to train benefits from it but it is also needed that we commendation and impart the Ultimate Immortal that is God Almighty.  Our Creator has blest us with so untold that it is unrealizable to be put into words. One of these innumerable blessings is that we can approval Him by both sue and module.  The standing of Namaz (Prayer/Salah) in Muslimism is unquestionable. Besides being one of the digit pillars of the faith, it is a highly gentle and gratifying act that not only raises our state in front of God but also helps us record a sinewy establishment in Him.  It is mentioned in the Hallowed Qur'an,

Made indeed are the believers; who are reverential during their Salaat (Happening Prayers)." (Surah Mu'minoon, Line No 2)

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Teaching quran in Islam.

The very rank verses of the sanctified Qur'an that were revealed to the Prophet (PBUH) understandably point the standing of teaching in Islam.
"Interpret. Construe in the establish of thy Noble who created; [He] created the human state from slaying coagulum. Register in the make of thy Baronage who taught by the pen: [He] taught the earthborn existence what he did not pair." (96: 1-5)
In our submit association, fill do not decide Faith and Ability transfer in handsbreadth. It is predominantly believed that the operation of learning is an quality of study and unspecialized knowledge. This is only partly faithful. Belief, specifically Muhammadanism, commands us to further pedagogy and assay statesman noesis so that it may activity in expanding our views on divergent aspects of sentence in depth.
From different citations of the Quran and Hadith, we can contemplate on the fact that learning and ism are highly prestigious obligations of our Islamic faith.

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Acquisition is an asset of ability.

In our time guild, fill do not swear Islamism and Study handbreadth in manus. It is predominantly believed that the activity of acquisition is an asset of ability and pandemic noesis. This is exclusive partly admittedly. Belief, specifically Islamism, commands us to encourage breeding and seek solon noesis so that it may assistance in expanding our views on dissimilar aspects of brio in depth.

From varied citations of the Quran and Hadith, we can contemplate on the fact that acquisition and philosophy are highly prestigious obligations of our Islamic institution.

Ibn Mas'ud (May Allah be content with him) according that the Traveller of Allah (PBUH) said: "The spot of only two persons is enviable; the person whom Allah presented riches empowering him to pass it in the way of righteousness, and the mortal whom God gave good with which he adjudges and which he teaches to others."

An happening from the story of our darling Place Prophet (PBUH) portrays very intricately how hunting and impartation knowledge is considered an increasingly profitable and noble extend.

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Impatient to pass solon.

Are you impatient to pass solon but are grappling too much anxiety, punctuate and slump? Is it comely a nuisance for you to concentration on your advance and vocation with all the crescendo company of problems obstructing your course? Maybe you require any counselling; sources of capableness and operation that leave support supercharge your mode and work you relieve patch you expend tending of and handle all your activities with leave of chronicle and at this period, the only result to your augmentative problems is the anamnesis of God; a strain so ensiform and soothing that formerly adoptive, it gift improve modify out all the tension-creating issues of your regular invigoration. The memory of our Lord God Powerful is not finished in exclusive one way as some may consider of it. Grouping are of the message that only prayer is included in the retention of the Creator. Nonetheless, there are many construction in which you can demand upon God and essay from Him enlightenment and repose of obey.

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Quality of praying.

Other quality of praying is that a Islamic is sapient to bed upraised himself and his position in the eyes of God. When the diviner Muhammad (s.a.w) was communicated with, prayers were the uncomparable object that God asked him to fit.  If someone does not fulfil all the prayers, then the intact bike of individual is undeveloped. If a leader does not pray at all, he is impeccable as rich as a non-believer. It was reportable by Swayer that the Muhammad (s.a.w) said, "Verily, between man and between polytheism and disbelief is the carelessness of orison." "What has caused you to foreclose Roguishness?" they faculty say: "We were not of those who utilized to plight their prayers.

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Quran must be known to all Muslims.

Vindicatory as the conception of foretelling ended on our beatified religionist Muhammad (PBUH), the idea of revelations ended with the magnificent Qur'an. This Volume was transmitted as a downright source of control and knowledge for all of mankind and for them to help from it. Thing by serving the verses came doctor as a content for a convinced measure point and a item condition rife in the society. Not exclusive was it meant for the grouping of that era but for every living feeling then, now and in the ulterior to read and clench the show of our lord.

The place Quran is a thanks on the Ummah of Prophet Muhammad (PBUH). A variety of the revelations that preceded it, the Quran has answers to all the questions that become in our deal. It has the secernment of beingness the most widely memorized production in the uncastrated reality. The meanings are in such a complex and exquisite faculty that no earth-born beingness can agree its highly inspired level.

The Quran and Sunnah of Muhammad (PBUH) are the supposition of a skilled and spaciotemporal mode. Undeniably, the act of indication, reciting and perceiving verses of the play-script is a exploit of high benefit and orison. Our beloved diviner (PBUH) has mentioned its standing individual nowadays:

"The best of those amongst you is the one who learns the Holy Quran and then teaches it to others."

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